I used Todd as my broker for my very first home. He was highly knowledgeable and walked me through every step with patience and ease. I knew absolutely nothing about home buying or mortgages and not only got a great deal left understanding everything fully. He was very communicative and timely as well as took over for my real estate agent who was awful and did nothing. I could not thank him enough for helping me and teaching me in ways that even I who is new to all this could understand. I would refer all of my family and friends to use him. He’s amazing!!