• Tel: 972-246-8633
    Email: todd.frank@bankoftexas.com

  • Medical Loan Program


  • Whether you are just starting out or are established in your professional career, Bank of Texas' Advanced Medical Loan Program in Texas provides innovative home financing solutions for select medical professionals. This program allows a small down payment, competitive pricing and unique qualifying criteria on various loan products.

    • Eligible medical professional include: MD, DO, DDS, DMD, Medical Residents, Medical Fellows, DNAP, CRNA
    • Primary residence only
    • 3% Down - Maximum loan amount - $650,000 (MD, DO, DDS, DMD, Medical Residents, Medical Fellows, DNAP, CRNA)
    • 5% Down - Maximum loan amount - $850,000 (MD, DO, DDS, DMD)
    • No mortgage insurance
    • Purchase or refinances (No cash out)
    • Fixed and variable rate options
    • Student loans deferred greater than 12 months from closing are not considered in debt to income ratio
    • Discounted 0.25% interest rate option available for borrowers who have a qualifying Bank of Texas checking/savings account and agree to make mortgage payment via ACH from that account

          Eligible states: AR, AZ, CO, MO, NM, OK, and TX


  • MD Preferred Recognizes - Todd Frank

    Each year, US Medical Specialties, Inc., an international medical consulting firm, helps physicians and other healthcare professionals find community based, “doctor friendly” mortgage professionals. Todd Frank of Bank of Texas has been recognized by MD Preferred for his service to physicians.


Call Now